I often talk to cows; where I live, there isn’t much else to talk to. They can look so miserable, standing in muddy fields, soaked by the pouring rain and battered by the wind. But then, on a sunny day, chewing the cud, they seem quite content. They stare back at […]

Mortages by Liam O’Brien Applying for a mortgage as a first-time buyer is a daunting task, so it’s no surprise that many potential borrowers turn to the internet (and increasingly AI apps such as Chat GPT or Google Gemini) for advice before speaking with a bank or broker. Generally speaking, […]

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