October is the month of scary movies, trick-or-treating, and haunted houses. But do you know what really frightens people? Talking about life insurance, serious illness cover, or income protection. These topics often get pushed to the bottom of the list, sitting somewhere between updating your will and switching utility providers. […]

September always feels like a fresh start. The school bags are back, the evenings get darker, and the shops are filled with pumpkin-spiced everything. It’s also the time of year when many people feel the urge to get organised, whether that’s decluttering the house, switching out summer clothes for cosy […]

Holiday was lovely. The bank balance? Not so much. Whether it was staycations, long evenings in the beer garden, last-minute summer camps, or just treating yourself because “sure it’s summer”, August has a way of leaving us feeling a bit lighter… and not just in spirit. You blink and suddenly […]

Pensions can feel like a mystery. There’s a pile of paperwork, some tax jargon, and a sense that you’re meant to ‘have one’ but not really know what it is. So let me put it in terms we can all understand – pensions are like shoes. Stick with me here. […]